Insurance for students

Insurance for students

The general working environment rules do not cover you as a DTU student, nor are you covered by any occupational injury insurance or other insurance. You are therefore responsible for obtaining relevant insurance while enrolled at DTU.

Polyteknisk Forening (PF student association) has taken out collective accident insurance covering you during your study activities at DTU and other campuses and educational establishments. Transportation between locations is not covered by the insurance, though. The insurance is renewed continuously. Find more information on PF’s homepage, www.pf.dk, under ‘Student life/Secretariat/Accident insurance’.

The insurance applies to all students enrolled at DTU, even if you’re not a member of PF.

Students enrolled on DTU's BEng programmes in Arctic Civil Engineering and Fisheries Technology are not covered by PF's insurance during their stay in Greenland. Thus, you are encouraged to take out the necessary insurance during your stay in Greenland.

Insurance during internships (BEng)
During internships constituting a mandatory BEng programme component, you are covered by the host company's statutory injury insurance if the internship takes place in Denmark. Upon the conclusion of an internship agreement, you should ensure that your employer is aware of this obligation. In connection with internships abroad, you are advised to take out travel insurance, including health insurance, as neither the blue nor the yellow health insurance card provides coverage. You are thus responsible for ensuring that the insurance taken out provides sufficient cover.

Insurance during individual projects, including company projects
Generally, you are not covered by insurance during projects carried out at a different institution or with a company. You are advised to clarify the matter with the company in question and take out adequate insurance.

Insurance while studying abroad
During study stays abroad funded by travel grants or self-financed, you are covered by your own insurance only, also in the event of illness. You should, therefore, ensure that the insurance taken out provides sufficient cover. Insurance can be taken out with PF or your own insurance company. The universities in Denmark have entered into a travel insurance agreement; see www.studenterforsikring.dk.

Are you employed at DTU?

If, as a student, you are involved in an accident at a time when you have an employment relationship with DTU - for example, a part-time position - you will be considered an employee and will be covered by the insurance policies that apply to DTU staff.
Read about occupational injuries as an employee at DTU